Contractor’s Business Insurance
What happens if a contractor you hired to work on your home accidentally damages your property, or the property of your neighbour? What if construction work on your property causes an injury?
In situations like these, the actions of your contractor could end up costing you money. That’s why you should work only with contractors who have adequate public liability and property damage insurance. Ask for a Certificate of Insurance — proof that coverage is in place — as part of your contract.